Our Financial Blog

At Huiskamp Collins Investments, LLC,
who you invest with really does matter!

WHAT THE HECK IS THE SAVER’S CREDIT?

WHAT THE HECK IS THE SAVER’S CREDIT?

Formally known as the Retirement Savings Contribution Credit, the “saver’s credit” is a dollar-for-dollar reduction in the amount of taxes a moderate or lower income consumer may owe just by saving funds for retirement.  Financial types like to talk about tax...

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ARE YOU UP FOR A “NO SPEND CHALLENGE”?

ARE YOU UP FOR A “NO SPEND CHALLENGE”?

I know, I know.  It’s January and all those holiday purchases that seemed so smart and so right for all of those on your gift list are now coming back to haunt you with the dreaded bills in the mail.  You tell yourself every year that this time it will be...

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THE PROS & CONS OF BUYING LIFE INSURANCE FOR A CHILD

THE PROS & CONS OF BUYING LIFE INSURANCE FOR A CHILD

There is a great deal of confusing information out there about the advisability of buying life insurance for a newborn or young child and I’m going to try to help dispel it here by giving you a full rundown of the pros and cons so you can make the best decision...

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THE GOOD, THE BAD & THE UGLY ABOUT TARGET-DATE MUTUAL FUNDS

THE GOOD, THE BAD & THE UGLY ABOUT TARGET-DATE MUTUAL FUNDS

Mutual funds are “baskets” of assets that provide diversification for investors so that they don’t fall prey to “having all their eggs in one basket”.  For instance, a mutual fund could hold shares of ten different pharmaceutical companies, eight different oil and gas...

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THE DOWNSIDE OF DEBIT CARDS

THE DOWNSIDE OF DEBIT CARDS

You probably love your debit card. It’s convenient, accepted everywhere, helps keep your spending in check (you can’t spend more than is in your account), there are no annual fees and you can get cash back. What’s not to like? The majority of Americans agree with you....

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