Passionate Investing

An Investment Advisor Talks About How Money Can't Buy Peace of Mind

I sleep like the dead.  There could be crises coming at me from all sides, and I’d still need to be shaken awake in the morning.  Not everyone is so lucky.   I had a new client come in last week.  My assistant seats all clients and offers them two menus: one lists a variety of hot and cold beverages and the other has quite a lengthy list of treats and snacks from which to choose.  This new client…

An Investment Advisor Talks About How Money Can't Buy Racial Equality

The Quad-Cities Big Table, an initiative of the Quad-Cities Chamber of Commerce, was meant to bring people together to have conversations about how we can make life in our community even better.  I hosted a table of eleven at the Martin Luther King Center in Rock Island and wanted to have a discussion about poverty and mentoring as lifting up "at-risk" children is one of my passions.  I have always…

An Investment Advisor Talks About How Money Can't Buy Time

The flexibility entailed with owning my own firm is such a gift.  I work hard...and also work "non-traditional" hours when necessary to best accommodate my clients.  Nine-to-five job and kids' activities on Saturdays?  No problem.  I'll meet you Sunday afternoon when your children are doing their homework.  The benefit is my ability to carve out pockets of "free" time during the week for me to do…

An Investment Advisor Talks About Women's United

Women's United is an initiative of the United Way and is made up of women in the Quad-Cities area who are committed to ensuring that all children are Kindergarten-ready, no matter their socioeconomic status.  I am extremely proud to count myself among Women's United Charter Women.  We are passionate about children and early childhood learning and believe that parents can be given the tools to become…

An Investment Advisor Talks About Credit Card Debt

In mid-2017, NerdWallet reported that Americans held $12.96 trillion of total household debt.  For those Americans who did carry debt, the average household had $131,431.00 (including mortgages).  Of those holding credit card debt, the average household carried a balance of $15,654.00, an increase of 8% since 2016.  To put it in meaningful terms,  those Americans who possessed credit card debt paid…

An Investment Advisor and the Rock Island/Milan First Day Fund

When I was a little girl, I loved school.  I own it: I was a geek.  I loved learning, I loved being the first one to raise my hand, I loved writing papers...I even loved taking tests.  One of my favorite things was going school supply shopping with my mom in August.  I would--bear with me--thrill to pick out my folders and pencil case and smell the new crayons and write my name on everything when…

An Investment Advisor Talks About Your "Emergency Account"

According to the latest data reported by CNBC, 57 million Americans have zero emergency savings.  This equates to 24% of all adults, but, more disturbingly, a full 32% of young "Boomer" adults ages 53 to 62.  This age group, nearing retirement and most in need of savings, represents the largest demographic of the general population with no savings.  What this means, in very real terms, is that these…

An Investment Advisor Mentors a Family

I started mentoring Nikki when she was in Kindergarten.  We ate lunch together every Thursday for 13 years.  Her senior year at Central High School in Davenport, we were honored with the 1st Annual Award for "Most Amazing Match".  When I watched Nikki cross the stage at the I-Wireless Center in 2015 to accept her high school diploma, I cried like a fool.  She has two beautiful children: Zion, 4…

An Investment Advisor Talks About "Your Number"

A professional advisor, after listening to your goals and dreams, can build a plan and use a retirement income calculator to come up with "your number".  "Your number" is that amount of financial assets needed to fund the retirement that you want.  Most experts say you should plan on funding 70%-80% of your pre-retirement income while in retirement.  That's very subjective and depends on your particular…

An Investment Advisor Celebrates Christmas

Myiah, my "Lil' Sister" through Big Brothers/Big Sisters, brought me so much joy when I celebrated Christmas (which was also her 9th birthday!) with her this week.  Circa '21 is a gem in our Quad-Cities community: a dinner/theater showplace where folks have been enjoying quality local theater productions for over 40 years.  Myiah and I attended a childrens's show, "Fancy Nancy's Splendiferous Christmas"…

Solutions for Balance and Certainty